Get coverage for hard-to-place risks with national & regional specialty carriers and partners

Direct Appointments with Excess & Surplus Markets for Independent Insurance Agents

Smart Choice Express MarketsTM offers independent insurance agencies access to a broad portfolio of excess & surplus (E&S) carriers. Insurance agencies do not pay any fees to participate in Express Markets and a full 100% commission is paid directly to your agency by the carriers.

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Common Hard-to-Place Risks

Natural Disaster

Tips on How to Write for Excess & Surplus Markets

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