Get coverage for hard-to-place risks with national & regional specialty carriers

Direct Appointments with Excess & Surplus Markets for Independent Insurance Agents

Smart Choice Express Markets^TM offers independent insurance agencies access to a broad portfolio of excess & surplus (E&S) carriers. Insurance agencies do not pay any fees to participate in Express Markets and a full 100% commission is paid directly to your agency by the carriers.

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Common Hard-to-Place Risks

Artisan & Specialty Classes

Automotive

Property & Home

Hospitality

Healthcare

Agriculture & Farming

Environmental

Technology

Recreation & Leisure

Natural Disaster

Retail

Education

Construction

Specialty

Personal

Transportation

Professional

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Immediate Appointment with Excess & Surplus Carriers

Quote, Bind and Issue Small Commercial Policies in Minutes

NBIC is a large coastal insurance carrier

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Tips on How to Write for Excess & Surplus Markets

Everything You Need to Know About Wildfires & Flood Insurance

Submitted by Wright Flood Insurance: This article contains excerpts and resources from FEMA’s “
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5 Things to Know About Liquor Liability Insurance

This post submitted by RMS Hospitality
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Insurance for Identity Theft?

The Federal Trade Commission reports that identity theft tops its list of complaints by consumers nationwide.
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The Essential Role of the E&S Market vs. Perception

A large number of agents tend to think that E&S lines markets are only used for those one-off type risks or poor/high risk business.
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