Limousine & Chauffeured Transport Insurance

It essential for limousine and chauffeurs to have proper insurance coverage in the case of an accident.

Auto insurance is required for all individuals, and is particularly critical for clients in the limo or chauffeur business. Passengers, employees and vehicles need to be covered in the case of an unfortunate accident or collision. These days distractions abound for drivers, not to mention the other drivers on the road who may be driving errantly or irresponsibly. Don’t let your clients risk losing income or their thriving business with Limousine & Chauffeured Transport Insurance.  

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What types of coverage do Limos and Chauffeurs need? 

Even the most experienced drivers have accidents; oftentimes caused by other drivers. Coverage to discuss with limo and chauffeur clients includes:

  • General Liability: Covers property damage and bodily injury from an accident.
  • Workers’ Compensation: Protects drivers if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Fleet Insurance: For the client who owns a limo or chauffeur service, consider fleet insurance.