Insurance for Plumbers

Don't let plumbing clients' businesses get backed up from a lawsuit or claim with an insurance package designed specifically for them. 

Plumbing is messy, and plumbers often work in tight spaces and/or extreme temperatures which puts them at risk of injury or bodily harm. Plumbers also are susceptible to eye injuries, slips, and falls due to their work with water, as well as claims from unhappy clients or employees. Ensure plumbing clients have protection against these risks with proper insurance. 

wrench on pipe

What types of coverage do plumbers need? 

Plumbers should consider the following types of insurance: 

  • General Liability: Covers property damage and bodily injury from third party claimants (property owners). 
  • Worker's Compensation: Protects employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Professional liability: Covers plumbers in the event a third party takes legal action against them, alleging they provided advice or recommendations that resulted in a loss. 
  • Product liability insurance: Protects plumbers from claims due to faulty materials used on a job.
  • Commercial Auto: Covers damage and liability on the plumber's work related vehicles.