Insurance for General Contractors & Subcontractors

General Contractor & Subcontractor Insurance allows clients to continue being an integral piece in construction projects. 

Many risks exists in the contract and subcontracting business. Unfortunate accidents, changes in orders, contracts or timelines can leave clients facing financial strain if business is lost or a lawsuit is filed. General Contractor & Subcontractor Coverage protects against a wide variety of potential claims, including injury and property damage. Give clients proper insurance to continue their craft. 

contractors looking at building site

What types of coverage do Contractors & Subcontractors need? 

Construction projects vary greatly. To ensure contractor and subcontractor clients do not lose business due to a claim, discuss the following policies:

  • Builder's Risk - Covers against physical damage to structure being constructed from fire, hail, wind, etc., as well as theft or vandalism. Also covers construction equipment.
  • General Liability - Protects from bodily injury claims from third party.
  • Commercial Auto - Covers damage and liability on work related vehicles.
  • Contractors Pollution Liability (CPL): Covers contractors in the event of accidents, negligence, equipment failure, etc., in the event of a pollution exposure that causes property damage or bodily injury to a third party.