Insurance for Hospitals

Hospital Insurance provides healthcare organizations protection from the numerous risks involved in patient care.

Health care is the nation's largest industry, with hospitals being central to this booming economic sector. Unique and complex risks exist for hospitals; however, and proper insurance coverage is vital for these medical centers to continue treating the sick and infirm. While patient safety is a primary concern, hospitals must also consider employees, visitors, property, equipment, and data when considering coverage options.  

couple standing at hospital reception

What types of coverage do Hospitals need?

Hospitals have unique needs that should be discussed in depth. Some coverage hospital clients should consider include:

  • General Liability: Protects hospitals from accidents or injuries that occur the premises.
  • Errors & Omissions: Protects hospitals from claims of negligence, poor performance, errors in judgment and any omissions.
  • Directors & Officers Liability: Protects hospital's directors and officers from claims made against the hospital.
  • Worker's Compensation: Covers hospital employees should they become injured at work.
  • Employment Practices Liability: Protects hospital from lawsuits from current, former or potential employees for violating legal rights, such as discrimination or wrongful termination.
  • Cyber Security & Privacy: Protects the hospital in the case of a data breach.