Insurance for Carpenters

Carpenters spend years learning their craft. Ensure they can work worry-free with an insurance package designed to fit their needs like tongue and groove.

Artisan contractors face unique risks in today's home improvement market. Injuries due to specialized equipment, unhappy customers, or an unfortunate accident to or from a job site are just a few of the possible scenarios that could result in a lawsuit or claim. As independent or very small business owners, carpenter clients can't afford to lose any business. Help their business stay sharp with proper insurance coverage. 

carpenter cutting wood

Coverage for Carpenters

Carpenters are extremely skilled at their craft, frequently using dangerous equipment and facing precarious situations. Because of these risks, discuss with carpenter clients how standard markets may not cover all of their needs.

There are a number of types of coverages carpenters should consider carrying:

  • General Liability: Covers property damage and bodily injury from third party claimants (property owners). 
  • Professional liability: Covers carpenters in the event a third party takes legal action against them, alleging they provided advice or recommendations that resulted in a loss. 
  • Product liability insurance: Protects carpenters from claims due to faulty materials used on a job.
  • Commercial Auto: Covers damage and liability on work related vehicles.