Insurance for Hotels & Motels

Hotel & Motel Insurance provides protection against costly claims so your clients don't lose a wink of sleep.

Providing rooms to unknown guests opens hotels and motels up to a wide variety of risks. Protect clients who own these establishments from property damage, theft and liability from cyber attacks, injured patrons, lack of security, liquor, food poisoning and other health scares. Hotel and Motel Insurance allows clients to continue unlocking doors for guests without fear of loss of income from an unfortunate situation.

hotel desk with bell

What type of insurance do hotels & motels need? 

Hotels & Motels face unique risks and should consider the following policies to protect their assets: 

  • General Liability: Covers property damage and bodily injury from third party claimants (guests). 
  • Worker's Compensation: Protects hotel/motel employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Liquor Liability:  Covers hotel/motel in the case of an incident involving alcohol (if alcohol is sold/served on premises). 
  • Commercial Auto: Covers damage and liability on the hotel's work related vehicles.
  • Cyber & Privacy Liability: Covers against claims of data breech should guests' personal information become compromised.