Insurance for Tree Trimming Services

Keep Tree Trimmer clients' businesses buzzing with proper insurance to avoid loss of income due to a lawsuit or claim. 

Climbing trees is dangerous. Tree trimmers face risks such as falling, being injured by equipment, and suffering electric shock if they should run into power lines. These services also have vehicles, employees, and customers all of which could result in a claim. Keep tree trimming clients protected with proper coverage.

tree trimmer

What type of coverage do tree trimmers need? 

Because of the high risks involved with the tree trimming business, standard markets sometimes will not work and you must find  coverage with a specialty carrier. There are a number of types of coverages tree trimmers should consider carrying:

  • General Liability: Covers property damage and bodily injury from third party claimants (property owners). 
  • Worker's Compensation: Protects employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Professional liability: Covers tree trimmers in the event a third party takes legal action against them, alleging they provided advice or recommendations that resulted in a loss. 
  • Product liability insurance: Protects tree trimmers from claims due to faulty materials used on a job.
  • Commercial Auto: Covers damage and liability on the company's work related vehicles.