Insurance for Manufacturing, Wholesalers & Distributors

The business of making, selling, and distributing product comes with many inherent risks.

Clients who are in the business of selling need protection. Most wholesalers and distributors operate out of warehouses, which are susceptible to a variety of risks from natural disasters, theft, vandalism, and more. Occasionally the products themselves may also be considered high-risk, such as heavy equipment, hazardous goods, or items made with flammable materials. Give clients peace of mind with proper coverage. 

boxes moving across factory

Coverage to Consider

Clients in the manufacturing, wholesale and distribution industry should consider the following insurance coverage:

  • General Liability: Protects in the case of property damage from natural disaster.
  • Worker's Compensation: Protects employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Equipment Breakdown: Protects in the case of an equipment failure (such as climate control) which damages contents in facility.
  • Excess/Umbrella: Protects from catastrophic loss that general liability would not cover.
  • Inland Marine: Protects distributors from damages causes from shipping product.
  • Pollution: In the case of hazardous materials, protects from a pollution event.