Insurance for Senior Care & Assisted Living Facilities

Clients who run Senior Care & Assisted Living Facilities have unique insurance needs to continue successfully caring for our elderly population.

Seniors expect more choices from their living facilities in terms of the types of residences available, level of care, services offered and access to up-to-date accommodations. Evolving industry demands coupled with the lack of skilled workers in facilities can leave your clients exposed to massive losses. Keep clients safe from these losses with proper coverage.

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caregiver and elderly hands

What types of coverage do Senior Care and Assisted Living Facilities need? 

Clients who are called to care for others through these types of facilities should consider the following insurance policies:

  • General Liability: Covers property damage and bodily injury from third party claimants.
  • Sexual Misconduct and Molestation: Protects against claims of sexual misconduct. 
  • Worker's Compensation: Protects employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Employee Benefits Liability Coverage: Covers facilities in the event an employee claims a loss from errors or omissions in the administration of benefits.
  • Commercial Auto Coverage: Covers clients and their employees in the case of bodily injury when driving for work-related business. 
  • Cyber & Privacy Liability: Covers against claims of data breech when customer's personal information is compromised.