Special Event Insurance

Keep Special Event clients focused on events, not costly litigation, with the proper liability coverage.

Events take hours of planning and oftentimes significant financial investment to  be successful. Event planners are tasked with ensuring everything runs smoothly down to the last detail. Should an unfortunate accident occur during any point of the event, planners can be held liable. Because of the nature of special events, a number of third-party liability risks exist. Keep event planners free from worry of a claim with proper  coverage. 

bride and groom dancing

What types of events need coverage?

Any event that will draw a crowd has an increased risk for accidents or claims. If your client plans any of the following types of events, be sure to discuss additional coverage:

  • Arts and Craft Fairs/Shows
  • BBQs
  • Charity Races (5k, bike race, etc.)
  • Christmas tree lots
  • Concerts
  • Conventions
  • Festivals
  • Parades
  • Picnics
  • Recitals
  • Weddings
tug of war

What types of coverage do special events need?

Special event planning clients should consider the following to minimize financial impact should an accidental occur during the event:

  • General Liability: Covers property damage and bodily injury from third party claimants (event attendees).
  • Worker's Compensation: Protects event employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Liquor Liability: Protects from incidents involving alcohol, if alcohol is served or sold at the event.
  • Inland Marine: Provides protection from the financial losses associated with special event property or equipment being shipped.