Insurance for Vocational Schools

Teaching students a trade should be the focus for vocational school clients, not fighting costly insurance claims. 

Vocational Schools serve a vital need in our communities; however, unique risks exist for these institutions. Buildings may be damaged by natural disaster, students may be injured while in class, or teachers may make claims against their employers. Keep clients who educate others in business with coverage designed just for them. 

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What types of risks do vocational schools face? 

Vocational schools need specialty coverage to ensure they can continue teaching trades. Risks clients in this industry may face include accidents and injuries to students, teachers, or staff, property damage to school buildings or equipment within the school, as well as vandalism, theft, or claims from employees.

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What type of coverage do vocational schools need? 

Discuss with clients who run vocational schools the following:

  • General Liability: Covers property damage and bodily injury from third party claimants.
  • Property: Covers the school from damage occurring from natural causes such as hail, or guests who cause damage.
  • Worker's Compensation: Protects employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Employee Benefits Liability Coverage: Covers facilities in the event an employee claims a loss from errors or omissions in the administration of benefits.