Insurance for Garage & Vehicle Repair Shops

Keep garage and repair shop businesses purring with proper coverage.

Garages and repair shops move a lot of vehicles on a daily basis. Heavy equipment is an essential part of the business, and any number of accidents can happen causing injury to workers or physical damage to vehicles. Ensure clients can continue to meet the needs of their customers without a bump in the road due to claims with a policy tailored to their business. 

guy changing tire

What types of coverage do garages & repair shops need? 

To ensure no business is lost due to a lawsuit or claim, discuss with garage and repair shop owners the following policies:

  • Business Owners Policy (BOP): Covers general liability, including claims of bodily injury from accidents filed by a third party, and garage supplies and equipment. 
  • E&O - Protects from claims of negligence, poor performance, errors in judgment and any omissions. 
  • Worker's Compensation: Protects employers and employees from claims of a work-related injury.
  • Commercial Auto: Covers damage and liability on the company's work related vehicles.
  • Pollution: Protects garage and repair shop workers in the case of a pollution event.