Medical Malpractice Insurance

Medical Malpractice Insurance offers professional liability coverage for physicians and healthcare providers. When patients or families of patients allege negligence or malpractice on the part of the medical provider, this type of insurance will cover legal expenses in relation to any lawsuits. This includes defense attorney fees, court costs and any settlements or judgments rendered against the medical provider. Most states require providers to carry some form of medical malpractice insurance to be able to practice medicine.

What Does it Cover?

Medical malpractice insurance covers physicians and other healthcare providers against negligence allegations from patients, as well as error & omissions. It will not provide coverage in the event they are found guilty of criminal behavior, sexual misconduct or other intentional acts. This coverage provides defense attorneys, and covers payouts if the plaintiff is awarded damages.

Healthcare workers, including physicians, RNs, CRNAs, physician assistants, nurse practitioners, and more can be covered independently, under their practice group, by their hospital, or some combinations of these.