Insurance for Clothing & Apparel Stores

Ensure fashion forward clients who own retail shops selling clothing and apparel have proper coverage for the unique risks they face.

Retail shops are susceptible to a wide range of risks including theft, customer accidents, as well as damage to property. Allow retail clients to focus on selling without fear of a claim with Clothing & Apparel Store Coverage.

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clothing store

Coverage to Consider

There are a number of insurance coverages owners of retail businesses should consider:

  • General Liability: Clothing retail has an unusual amount of customer traffic every day - more so than other retail operations. Owners will need general liability coverage to protect themselves in the event a customer is injured inside their store. This policy would provide coverage for legal fees and damages associated with lawsuits, as well as medical bills for customer injuries.
  • Business Owners Policy (BOP): A BOP policy includes General Liability as well as Physical Damage insurance for your property, and any inventory inside, in the event of a covered loss.

  • Worker's Compensation: A coverage that protects you and your employees in the event someone is injured on the job.