Insurance for Delivery Services

People are busy these days, and delivery service companies are booming.  

Whether you clients deliver thousands of packages each day or a few bags of groceries a week, they need protection from a loss of income from a lawsuit or claim. Delivery companies face risk from accidents, property damage, unhappy customers and more. Delivery Services Insurance lets your clients continue to serve their customers without fear of a slow down due to claims. 

Get Coverage with 4 Top-Rated Markets

van driving down the road

What types of risks do Delivery Services face? 

While the most obvious risk is theft or damage to others' property, many additional risks exist for delivery services. Employees or a third party could be injured from an accident. Or, if your client owns a warehouse, the building itself could be damaged from a fire or natural disaster such as an earthquake or hail. Ensure clients are properly covered by discussing some of the options outlined below. 

man handing woman package

What types of coverage do Delivery Services need? 

Even the most experienced drivers have accidents; oftentimes caused by other drivers. Coverage to discuss with delivery service clients includes:

  • Business Owners Policy (BOP), or Commercial Package: Covers general liability, including claims of bodily injury from accidents filed by a third party, and covers property.
  • General Liability: Covers property damage and bodily injury from an accident.
  • Workers’ Compensation: Protects drivers if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Commercial Auto: Covers damage and liability on the company's work related vehicles.
  • Fleet Insurance: For the client who owns a many cars or trucks, consider fleet insurance. 
  • Inland Marine Insurance: If you client ships product, Inland Marine provides protection from the financial losses associated with damage of property.