Premises liability is the legal principle that property owners have some level of accountability for accidents and injuries on their property, or premises.
This type of insurance impacts businesses that own business property and that are legally responsible for the safety of invited guests to that property. Regardless if your client operates their business out of their home, or at a business property, their premises pose some level of potential for accident or injury. The level of danger faced by guests of a business vary based on the nature of the business and property location. Help owners consider their property and the business in planning for accident prevention and safety.