Insurance for Medical Waste Haulers

Is is essential for Medical Waste Haulers to have complete insurance coverage in the case of an unfortunate exposure or accident.

Disposing of medical waste is an extremely specialized and potentially dangerous profession with many risks involved. Clients in this industry may be exposed to hazardous materials as well as must adhere to strict state and national regulations. Ensure clients' businesses are not contaminated with a costly claim by designing an insurance package to meet their unique needs. Clients who need this type of coverage are moving and disposing of hazardous materials such as:

  • Blood and body fluids 
  • Expired drugs and vaccines
  • Human tissues, organs, etc.
  • Radioactive waste
  • Sharps - needles and blades
  • Surgical waste
syringes

What types of coverage do Medical Waste Haulers need?

Discuss with Medical Waste Haulers the following: 

  • Business Owners Policy (BOP), or Commercial Package: Covers general liability, including claims of bodily injury from accidents filed by a third party, and covers the company's property such as equipment, office supplies.
  • Commercial Auto: Covers the company's vehicles in the case of an accident or injury. 
  • Workers Compensation: Protects employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Inland Marine: Covers any transportation of the company's equipment. 
  • Pollution: Protects company in the event of a pollution event.