Roofing Contractors

Roofing Contractors need to concentrate on their craft, not claims, to be successful for their clients.

Unfortunately, roofing is ranked as a top ten most dangerous job, with accidents having an almost 30% death rate because of the severity of most. Myriad mistakes and oversights can result in a roofing contractor being held liable for property damage and bodily injury to themselves or their workers. Protect your clients from loss of income from claims or lawsuits with appropriate insurance coverage for their profession. 

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What type of coverage do Roofers need?

Roofers and roofing companies have dangerous professions. Because of this risk, standard markets sometimes will not work and you must find  coverage with a specialty carrier. There are a number of types of coverages roofing contractors should consider carrying:

  • General Liability: Covers property damage and bodily injury from third party claimants (property owners). 
  • Worker's Compensation: Protects roofing employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Professional liability: Covers roofing contractors in the event a third party takes legal action against them, alleging they provided advice or recommendations that resulted in a loss. 
  • Product liability insurance: Protects roofer's from claims due to faulty materials used on a job.
  • Commercial Auto: Covers damage and liability on the roofing company's work related vehicles.