Insurance for Beauty & Personal Care Services

Don't let beauty and personal care clients' businesses take an ugly turn with a costly lawsuit.

Beauty and Personal Care Services includes a variety of businesses, such as hair and nail salons, spas, massage parlors, and more. Ensure clients in this industry are safe from loss of business due to claims with proper coverage. Risks they face include claims from customer or worker injuries, or physical damage to buildings or supplies from fires or a natural disaster. Advise these clients to double check coverage to ensure they are prepared for a worst-case scenario. 

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Beauty & Personal Care Coverage

There are a number of insurance coverages owners of retail businesses should consider:

  • General Liability: Beauty & Personal Care Services have a high amount of customer traffic every day - more so than other retail operations. Owners will need general liability coverage to protect themselves in the event a customer is injured inside their store. This policy would provide coverage for legal fees and damages associated with lawsuits, as well as medical bills for customer injuries.
  • Business Owners Policy (BOP): A BOP policy includes General Liability as well as Physical Damage insurance for your property, and any inventory inside, in the event of a covered loss.
  • Worker's Compensation: A coverage that protects you and your employees in the event someone is injured on the job.