Insurance for Fitness & Exercise Centers

Keep clients healthy with proper insurance coverage for Fitness & Exercise facility owners.

Exercise is essential for a healthy lifestyle; however, owning a gym comes with many inherent risks. There are machines involved, and unfortunately customers can be injured. The possibly of structural damage also exists, as well as claims from employees. Ensure clients in the Fitness & Exercise facility business are properly covered.

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What types of coverage do fitness centers need? 

Fitness centers need to ensure their clients are covered with the following types of coverage:

  • General Liability: Covers property damage and bodily injury from third party claimants (fitness center clients).
  • Worker's Compensation: Protects fitness center employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.
  • Professional liability: Covers fitness center owners in the event a third party takes legal action against them, alleging they provided advice or recommendations that resulted in a loss.
  • Commercial Property: Protects physical structure and equipment.