RMS Hospitality Group

Available Nationwide

RMS Hospitality Group is the program division of RMS Insurance Brokerage, LLC. With over 20 years’ experience, the New York-based insurance company provides insurance brokerage, consulting and insurance underwriting for its clients. RMS HG continues in the tradition of RMS; long known for its insurance expertise, well-trained and dedicated staff and commitment to excellence insurance.


RMS Hospitality Group (RMS HG) and Franchise Select is a specialized MGA program division of RMS Insurance Brokerage, LLC that delivers commercial property, general liability insurance, HNOA, up to 100% liquor liability, assault & battery, workers compensation, and excess insurance to businesses operating within the hospitality industry. This Group consists of hospitality risk management specialists with a national reach who bring expertise in underwriting businesses to a wide range of entities including: Franchise food, nightclubs, adult nightclubs, comedy clubs, pubs & taverns, sports bars, lounges, hookah bars, casual style restaurants, family style restaurants and live music venues. These entities can be covered with late closing as allowed by state law. RMS can also consider accounts with claim activity, new ventures, and lapses. Additionally, as the MGA, we have the backing and “pen” for carriers that maintain A.M. Best financial strength rating A+, A , and A-. We underwrite, rate, quote and issue policies “in-house” on behalf of the carriers on an exclusive basis

RMS provides a comprehensive liability insurance program with specialized services from application through claims. Policyholders and prospective insureds share the confidence knowing that the management and staff of RMS HG themselves have extensive experience in managing and staffing clubs, bars, and restaurants. RMS HG knows the daily challenges to success that bar, club and restaurant owners confront. We work to mitigate risks that are inherent in such businesses. Our proprietary claims service, AmplifiedHR Videos, SKOPENOW, is a value-add that can save millions of dollars in unwarranted settlements.

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Program Appetite

At the heart our national hospitality program insurance is a dedication to competence. RMS HG management and staff pride themselves in being hospitality industry experts. Many have had extensive experience in managing and staffing clubs, bars and restaurants and know the challenges facing owners and managers in the hospitality niche. As a result, we can offer excellent underwriting combined with superior risk management and claims services specific to the hospitality sector all with affordability in mind.



Our automated platform is smooth and user friendly, and we help you understand what will and won’t fly with underwriting.