PL Umbrella Coverage

PL Umbrella is an optional, standalone insurance policy that provides an extra layer of liability protection that goes above and beyond the limits of standard personal insurance policies.

While standard home and auto policies cover basic liability, they have relatively low limits. The umbrella policy steps in where those limits end, preventing a major accident or lawsuit from financially devastating your client.

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Umbrella block covering others

What can be covered under PL Umbrella coverage?

Personal Liability Umbrella (PL Umbrella) policy offers a broad range of coverage, acting in two main ways:

  1. Excess Coverage: Boosting the limits of your primary policies (Auto, Homeowners, etc.).
  2. Broader Coverage: Covering certain types of claims that your primary policies typically exclude.