Builder's Risk Insurance

Builder’s Risk Insurance protects building projects against repair or replacement costs while they are under construction.

The risk of property damage on a construction site is a significant concern for project owners, building owners, developers, contractors and subcontractors. This damage can result in severe, unexpected costs which can delay the building process or halt it entirely. Also referred to as Course of Construction, Construction All Risk, or Contractor’s All Risk Insurance, discuss Builder's Risk with clients in the construction business to ensure they are covered from the wide range or risks they face.

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construction site

Who needs Builder's Risk Insurance? 

Clients in the construction business are encouraged to consider Builder's Risk Insurance. This may include but is not limited to: 

  • Contractors
  • Subcontractors
  • Building Owners
  • Construction Companies
  • Developers
  • Project Owners
blueprints

What does Builder's Risk cover? 

Construction projects vary greatly, but in general Builder's Risk covers the following:

  • Physical damage to building from fire, hail, wind, etc. 
  • Theft or vandalism by a third party.
  • Equipment used in the construction of the structure.